PFS Payments
The PFS Payments payment solutions allow managing the entire payment process, from cards, transfers, cheques, direct debits and host-to-host payments.
Cards
Debit, credit and prepaid cards, adaptable to different markets. Processing of real-time and batch transactions as well as processing of payment authorizations and associated credit management.
Transfers
Intrabank, interbank and international transfers, with interconnection to the Swift and other national clearing systems.
Cheques
Clearance of cheques with management and filing of cheque images. Integration with local clearing houses.
Direct debits
Management of direct debits both on the lender and borrower sides.
Host-to-host payments
Use of the institution's own channels to perform transactions between two entities through a payment reference.
Modularity
and Integration
The re-use of information by different processes ensures the integrity and non-redundancy of information. The modularity allows institutions to implement processes, products and services according to their specific features and of the market itself.
High Functional
Coverage
End-to-end processing of payment orders relating to different products/services (cards, transfers, cheques, direct debits and host-to-host payments). The solution supports multiple processors/compensation systems.
Straight-through processing of payment orders
Automation of order processing from the customer's financial institution to the processor/compensation system, while ensuring efficient processes and with no manual intervention.
High Level of Parametrization
High responsiveness to business requirements through parametrization, allowing flexible and differentiated implementations in different markets and institutions with different business characteristics.
Reduction of Operational Risk
Fully integrated processes, automated and with authorizations based on arrays of approval which include different dimensions, such as profile, amounts, type of transaction, among others (Four-Eyes Principle).
Adaptation to the Markets where we Operate
Standard and customizable solutions, allowing a single solution to operate in different markets and types of Banks. We also provide specific modules according to the markets where we operate.