Flexibility and comprehensiveness in the world of payments
Our payment solutions allow managing billing and payment processes carried out in the different compensation systems, from cards, transfers, cheques, direct debits and host-to-host payments.
There is a payment solution that is part of the Promosoft Financial Suite and which is seamlessly integrated with other solutions and modules of the suite, and
Both ensure the completion of end-to-end business processes, from the initial transaction, through communication/integration with processors and market clearing houses to the accounting and allocation of the customer's accounts with the bank.
End-to-end payment orders
Management from the initial order, allocation of the DD account, preparation of the payment message/file, confirmations, sending, clearing processing, accounting, straight-through processing of payment orders throughout the system.
Management of the Product/Service Life Cycle
Debit, credit and prepaid cards, domestic and international transfers, cheques, direct debits, and host-to-host payments.
Integration with External Entities
Integration with domestic and international entities/clearing processes: SWIFT, Target, SEPA, domestic and host-to-host payments.
Processing of Mass Payments
Integration and processing of domestic and international payment files, available in remote channels (e.g.: payments to suppliers, payments of wages).
High Functional
Coverage
End-to-end processing of payment orders relating to different products/services (cards, transfers, cheques, direct debits and host-to-host payments). The solution supports multiple processors/compensation systems.
High Level
of Parametrization
High responsiveness to business requirements through parametrization, allowing flexible and differentiated implementations in different markets and institutions with different business characteristics.
Straight-through processing of payment orders
Automation of order processing from the customer's financial institution to the processor/clearing system, while ensuring efficient processes and with no manual intervention.
Reduction of
Operational Risk
Fully integrated processes, automated and with authorizations based on arrays of approval which include different dimensions, such as profile, amounts, type of operation, among others (Four-Eyes Principle).
Adaptation to the markets where we operate
Standard and customizable solutions, allowing a single solution to operate in different markets and types of Banks. We also provide specific modules according to the markets where we operate.
One business,
two solutions
Asseco PST has two solutions available, according to the needs of the Bank. Both the Suite and the stand-alone solution support complex business features, thus responding to infrastructural and specific technological context requirements.